:root{
  --bg:#fff; --bg2:#f2f5f9; --surf:#fff; --txt:#1f2933; --mut:#4a5868; --brd:#d7dee7;
  --azul:#0b2545; --azul2:#13407a; --link:#0b4f9c; --dest:#b45309; --zap:#0b7a43; --zap-h:#09653a;
  --hero1:#0b2545; --hero2:#13407a; --foco:#e8a050;
  --raio:12px; --sombra:0 1px 2px rgba(11,37,69,.08),0 6px 18px rgba(11,37,69,.07);
}
@media (prefers-color-scheme:dark){
  :root{--bg:#0d1520; --bg2:#121c2a; --surf:#162232; --txt:#e6edf5; --mut:#aab8c8; --brd:#2a3a4f;
    --azul:#e6edf5; --azul2:#9cc2f5; --link:#8dbaf5; --dest:#f0a35e; --hero1:#091522; --hero2:#10304f; --sombra:none}
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;font-size:1.0625rem;line-height:1.65;color:var(--txt);background:var(--bg);padding-bottom:76px}
img{max-width:100%;height:auto}
a{color:var(--link)}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible{outline:3px solid var(--foco);outline-offset:2px;border-radius:4px}
h1,h2,h3{line-height:1.2;color:var(--azul);margin:0 0 .6em;text-wrap:balance}
h1{font-size:clamp(1.85rem,6vw,2.9rem);font-weight:800;letter-spacing:-.01em}
h2{font-size:clamp(1.45rem,4vw,2rem)}
h3{font-size:1.15rem}
p{margin:0 0 1em}
.wrap{max-width:1080px;margin:0 auto;padding:0 16px}
.skip{position:absolute;left:-999px;top:0;background:#000;color:#fff;padding:10px 14px;z-index:100}
.skip:focus{left:8px;top:8px}

/* topo */
.topo{position:sticky;top:0;z-index:40;background:var(--bg);border-bottom:1px solid var(--brd)}
.topo .wrap{display:flex;align-items:center;gap:12px;min-height:64px}
.brand{display:flex;align-items:center;background:#fff;border-radius:8px;padding:2px 6px;margin-right:auto}
.brand img{height:46px;width:auto;display:block}
.menu{display:none;position:absolute;left:0;right:0;top:100%;background:var(--bg);border-bottom:1px solid var(--brd);padding:8px 16px 14px;flex-direction:column}
.menu.aberto{display:flex}
.menu a{color:var(--txt);text-decoration:none;padding:12px 4px;font-weight:600;border-bottom:1px solid var(--brd)}
.menu a:hover{color:var(--link)}
.menu-btn{background:none;border:1px solid var(--brd);border-radius:8px;width:44px;height:44px;color:var(--txt);cursor:pointer;display:grid;place-items:center}
.topo .btn-zap-sm{display:none}

/* botões */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:50px;padding:12px 22px;border-radius:10px;font-weight:700;font-size:1.05rem;text-decoration:none;border:2px solid transparent;cursor:pointer;font-family:inherit;line-height:1.2}
.btn svg{width:22px;height:22px;flex:none}
.btn-zap{background:var(--zap);color:#fff}
.btn-zap:hover{background:var(--zap-h)}
.btn-tel{background:transparent;color:var(--azul);border-color:var(--azul)}
.btn-tel:hover{background:var(--bg2)}
.hero .btn-tel{color:#fff;border-color:#fff}
.hero .btn-tel:hover{background:rgba(255,255,255,.12)}
.btn-sm{min-height:44px;padding:8px 16px;font-size:1rem}

/* hero */
.hero{color:#fff;background:linear-gradient(135deg,var(--hero1),var(--hero2));position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.06) 1px,transparent 1px);background-size:36px 36px;-webkit-mask-image:linear-gradient(90deg,transparent,#000 70%);mask-image:linear-gradient(90deg,transparent,#000 70%)}
.hero .wrap{position:relative;padding-top:40px;padding-bottom:44px}
.hero h1{color:#fff;max-width:20ch}
.hero p.lead{font-size:1.15rem;max-width:60ch;color:#e3ecf7}
.hero .acoes{display:flex;flex-wrap:wrap;gap:12px;margin:24px 0 20px}
.hero .acoes .btn{flex:1 1 220px}
.selos{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}
.selos li{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.28);border-radius:99px;padding:5px 12px;font-size:.92rem;color:#fff}

/* seções */
section{padding:44px 0}
section.alt{background:var(--bg2)}
.intro{max-width:62ch;color:var(--mut)}
.grade{display:grid;gap:16px;grid-template-columns:1fr}
.card{background:var(--surf);border:1px solid var(--brd);border-radius:var(--raio);padding:22px;box-shadow:var(--sombra)}
.card h3{margin-bottom:.4em}
.card p{color:var(--mut);margin-bottom:.8em}
.card ul{margin:0 0 1em;padding-left:1.2em;color:var(--mut)}
.card .mais{font-weight:700;text-decoration:none}
.card .mais:hover{text-decoration:underline}
.ico{width:44px;height:44px;border-radius:10px;background:var(--bg2);color:var(--azul2);display:grid;place-items:center;margin-bottom:12px}
.ico svg{width:26px;height:26px}
.passos{counter-reset:p;list-style:none;padding:0;margin:0;display:grid;gap:16px}
.passos li{counter-increment:p;position:relative;padding:20px 20px 20px 70px;background:var(--surf);border:1px solid var(--brd);border-radius:var(--raio)}
.passos li::before{content:counter(p);position:absolute;left:18px;top:18px;width:38px;height:38px;border-radius:50%;background:var(--azul2);color:#fff;font-weight:800;display:grid;place-items:center}
@media (prefers-color-scheme:dark){.passos li::before{background:#2d6cb5}}
.passos strong{display:block;color:var(--azul);margin-bottom:2px}
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}
.chips li,.chips a{background:var(--surf);border:1px solid var(--brd);border-radius:99px;padding:6px 14px;color:var(--txt);text-decoration:none;font-size:.98rem}
.chips a:hover{border-color:var(--link)}

/* FAQ */
details{background:var(--surf);border:1px solid var(--brd);border-radius:10px;margin-bottom:10px}
summary{cursor:pointer;padding:16px 18px;font-weight:700;color:var(--azul);list-style:none;display:flex;justify-content:space-between;gap:12px;align-items:center}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";font-size:1.5rem;line-height:1;color:var(--dest);flex:none}
details[open] summary::after{content:"\2212"}
details .resp{padding:0 18px 6px;color:var(--mut)}

/* CTA final */
.cta-final{background:linear-gradient(135deg,var(--hero1),var(--hero2));color:#fff;text-align:center}
.cta-final h2{color:#fff}
.cta-final p{color:#dbe6f3;max-width:56ch;margin-left:auto;margin-right:auto}
.cta-final .acoes{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-top:20px}
.cta-final .btn-tel{color:#fff;border-color:#fff}
.cta-final .btn-tel:hover{background:rgba(255,255,255,.12)}

/* páginas internas */
.pagina-topo{background:var(--bg2);border-bottom:1px solid var(--brd);padding:30px 0 28px}
.pagina-topo h1{font-size:clamp(1.7rem,5vw,2.5rem);max-width:24ch}
.pagina-topo p.lead{max-width:62ch;color:var(--mut);font-size:1.1rem}
.pagina-topo .acoes{display:flex;flex-wrap:wrap;gap:12px;margin-top:18px}
.crumbs{font-size:.92rem;color:var(--mut);margin-bottom:12px}
.crumbs a{color:var(--mut)}
.texto>*{max-width:760px}
.texto h2{margin-top:1.6em}
.texto ul,.texto ol{padding-left:1.2em}
.texto li{margin-bottom:.4em}
.aviso{border-left:4px solid var(--dest);background:var(--bg2);padding:14px 16px;border-radius:0 10px 10px 0;margin:1.4em 0}
.tabela{width:100%;border-collapse:collapse;font-size:.95rem;margin:1em 0}
.tabela th,.tabela td{border:1px solid var(--brd);padding:8px 10px;text-align:left;vertical-align:top}
.tabela th{background:var(--bg2)}
.tabela-wrap{overflow-x:auto}
.topo-esp{margin-top:16px}
.texto button.link{background:none;border:0;padding:0;color:var(--link);text-decoration:underline;cursor:pointer;font:inherit}

/* rodapé */
.rodape{background:#0a1a2e;color:#c5d2e2;padding:36px 0 24px;font-size:.95rem}
.rodape a{color:#d7e5f7}
.rodape h2{font-size:1rem;color:#fff;margin-bottom:.5em}
.rodape .cols{display:grid;gap:22px;grid-template-columns:1fr}
.rodape ul{list-style:none;padding:0;margin:0}
.rodape li{margin-bottom:.35em}
.rodape .fim{border-top:1px solid #21395a;margin-top:24px;padding-top:16px;font-size:.88rem;color:#9fb2c9}
.rodape button.link{background:none;border:0;color:#d7e5f7;text-decoration:underline;cursor:pointer;font:inherit;padding:0}

/* barra fixa no celular */
.barra{position:fixed;left:0;right:0;bottom:0;z-index:50;display:flex;gap:8px;padding:8px 10px calc(8px + env(safe-area-inset-bottom));background:var(--bg);border-top:1px solid var(--brd);box-shadow:0 -4px 14px rgba(0,0,0,.12)}
.barra .btn{flex:1;min-height:52px}
.barra .btn-zap{flex:1.5}

/* cookies */
.cookie{position:fixed;left:0;right:0;bottom:0;z-index:80;background:var(--surf);color:var(--txt);border-top:3px solid var(--azul2);box-shadow:0 -6px 24px rgba(0,0,0,.25);padding:16px;max-height:88vh;overflow:auto}
.cookie[hidden],.cookie [hidden]{display:none}
.cookie p{margin:0 0 10px;font-size:.96rem;line-height:1.5}
.cookie .bts{display:flex;flex-wrap:wrap;gap:8px}
.cookie .bts .btn{flex:1 1 120px;min-height:46px;padding:8px 14px;font-size:1rem;background:var(--azul2);color:#fff;border-color:var(--azul2)}
@media (prefers-color-scheme:dark){.cookie .bts .btn{background:#2d6cb5;border-color:#2d6cb5;color:#fff}}
.cookie .bts .btn.sec{background:transparent;color:var(--txt);border-color:var(--txt)}
.cookie fieldset{border:1px solid var(--brd);border-radius:8px;margin:0 0 10px;padding:10px 12px}
.cookie label{display:flex;gap:10px;align-items:flex-start;margin-bottom:8px;font-size:.95rem}
.cookie input[type=checkbox]{width:22px;height:22px;flex:none;margin-top:2px}

@media (min-width:700px){
  .grade.tres{grid-template-columns:repeat(3,1fr)}
  .grade.dois{grid-template-columns:repeat(2,1fr)}
  .passos{grid-template-columns:repeat(3,1fr)}
  .passos li{padding:70px 20px 20px}
  .rodape .cols{grid-template-columns:2fr 1fr 1fr}
  .cookie{left:auto;right:16px;bottom:16px;max-width:460px;border:1px solid var(--brd);border-top:3px solid var(--azul2);border-radius:12px}
}
@media (min-width:900px){
  body{padding-bottom:0}
  .barra{display:none}
  .menu-btn{display:none}
  .menu{display:flex;position:static;flex-direction:row;gap:18px;padding:0;border:0;background:none}
  .menu a{border:0;padding:8px 2px;font-size:.98rem}
  .topo .btn-zap-sm{display:inline-flex}
  .hero .wrap{padding-top:72px;padding-bottom:76px}
  .hero .acoes .btn{flex:0 0 auto}
  section{padding:64px 0}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}